ph65 Terms
& Conditions

By accessing, registering on, or using the ph65 online gaming platform available at https://ph65.app (the "Platform"), you ("User", "you", "your") agree to be legally bound by these Terms & Conditions ("Terms"), together with our Privacy Policy and any other policies, rules, or guidelines published on the Platform from time to time. These Terms constitute a legally binding agreement between you and ph65 ("ph65", "we", "us", "our").

If you do not agree with any part of these Terms, you must immediately cease using the Platform. Continued use of ph65 following any update to these Terms constitutes your acceptance of the revised Terms.

To register and use ph65, you must satisfy all of the following eligibility requirements at all times:

• You are at least 21 years of age, in accordance with Philippine gaming regulations governing casino-style online gaming;
• You are accessing the Platform from a jurisdiction where online gaming is lawful and permitted;
• You are not a current employee, contractor, director, officer, or agent of ph65, nor an immediate family member of any such person;
• You are not subject to any self-exclusion order, whether imposed by ph65 or any relevant regulatory authority;
• You have full legal capacity to enter into a binding agreement under the laws of the Republic of the Philippines.

ph65 reserves the right to request documentary proof of age and identity at any time. Failure to provide satisfactory verification documents within the timeframe specified by ph65 may result in suspension or permanent closure of your account and forfeiture of any pending withdrawals pending investigation.

Each User may hold only one (1) registered account on ph65. The creation of multiple accounts by a single individual ("multi-accounting") is strictly prohibited and will result in the permanent closure of all associated accounts and forfeiture of all balances therein.

When registering, you agree to provide accurate, current, and complete information. You must promptly update your account information if any details change. ph65 is not liable for any loss or damage arising from your failure to maintain accurate account information.

You are solely responsible for:

• Maintaining the confidentiality of your username and password;
• All activity that occurs under your ph65 account, whether or not authorised by you;
• Notifying ph65 immediately upon becoming aware of any unauthorised access to or use of your account.

ph65 will never contact you to request your password. Any communication purporting to be from ph65 that requests your login credentials should be treated as fraudulent and reported to our support team immediately.

All financial transactions on ph65 are denominated in Philippine Peso (PHP). ph65 supports the following deposit and withdrawal channels: GCash, PayMaya, BPI, BDO, and Metrobank. Additional payment methods may be made available from time to time at ph65's discretion.

Deposits:

• Minimum and maximum deposit amounts are displayed in the ph65 cashier at the time of transaction;
• Deposits must be made from payment accounts registered in your own name. Third-party deposits are not permitted;
• ph65 does not accept deposits made with funds derived from illegal activity;
• ph65 is not responsible for any fees charged by your bank or payment provider in connection with deposits.

Withdrawals:

• Withdrawal requests are subject to completion of KYC verification;
• Withdrawals will be processed to the same payment method used for the corresponding deposit where technically possible;
• ph65 reserves the right to request additional documentation before processing any withdrawal;
• Processing times vary by payment method and are displayed in the ph65 cashier. ph65 is not liable for delays caused by third-party payment processors;
• ph65 reserves the right to withhold withdrawals pending investigation of suspected fraud, money laundering, or breach of these Terms.

ph65 may offer bonuses, free bets, cashback, and other promotional incentives to Users from time to time. All promotions are subject to specific terms and conditions published alongside each offer, which form part of these Terms.

General bonus rules applicable to all ph65 promotions include:

• Bonuses are subject to wagering requirements that must be met before any bonus-derived winnings can be withdrawn. The applicable wagering multiplier is stated in each promotion's specific terms;
• Bonuses have an expiry date. Any bonus balance not used within the specified period will be forfeited automatically;
• ph65 reserves the right to withdraw, modify, or cancel any promotion at any time without prior notice;
• Only one bonus may be active at a time unless otherwise stated in the promotion's specific terms;
• Bonuses are intended for personal recreational use only. Any attempt to exploit bonuses through systematic wagering strategies, arbitrage, or coordinated play across multiple accounts will be treated as bonus abuse.

ph65 reserves the right to reclaim any bonus and associated winnings, and to suspend or permanently close any account found to be engaged in bonus abuse. Determinations of bonus abuse are made at ph65's sole discretion.

Each game category available on ph65 — including live casino, slots, sports betting, bingo, and racing — is governed by specific game rules published within the Platform. In the event of any conflict between these Terms and the specific game rules, the specific game rules shall prevail with respect to the conduct of that game.

General gaming rules applicable across all ph65 products include:

• All game outcomes on ph65 are determined by certified random number generators (RNGs) or, in the case of live games, by physical game events conducted by live dealers. ph65 does not manipulate game outcomes;
• Bets placed and accepted by the ph65 system are final and cannot be cancelled or amended after acceptance, except where expressly permitted by the applicable game rules;
• In the event of a technical malfunction during a game session, ph65 reserves the right to void the affected round and return stakes to the User's account. ph65 is not liable for any loss of anticipated winnings arising from a technical malfunction;
• ph65 reserves the right to void any bet placed in error, including bets placed at incorrect odds due to a system error;
• For sports betting, ph65 follows standard industry settlement rules. In the event of a dispute regarding settlement, ph65's decision is final.

The following conduct is strictly prohibited on ph65. Engaging in any prohibited conduct will result in immediate account suspension, permanent closure, forfeiture of all balances, and may result in referral to law enforcement authorities:

• Fraud: Any attempt to deceive ph65 or other Users, including the use of stolen payment credentials, false identity documents, or misrepresentation of personal information;
• Collusion: Coordinating with other Users to gain an unfair advantage in any game, including but not limited to chip dumping in poker or coordinated sports betting;
• Automated Software: Use of bots, scripts, artificial intelligence tools, or any automated software to interact with the Platform in a manner not intended for human players;
• Money Laundering: Using ph65 to deposit, transfer, or withdraw funds derived from illegal activity, or to obscure the origin of such funds;
• Chargebacks: Initiating a chargeback or payment reversal with your bank or payment provider in bad faith after funds have been used for wagering on ph65;
• System Exploitation: Deliberately exploiting software bugs, errors, or vulnerabilities in the Platform to gain an unfair advantage. Any winnings derived from such exploitation will be forfeited;
• Underage Gaming: Allowing or facilitating access to ph65 by any person under 21 years of age.

ph65 is committed to promoting responsible gaming among all Filipino players. Gaming on ph65 is intended to be a form of entertainment. If gaming ceases to be enjoyable or begins to cause financial, emotional, or social harm, ph65 encourages you to use the responsible gaming tools available on the Platform.

ph65 provides the following responsible gaming tools:

• Deposit Limits: Set daily, weekly, or monthly limits on the amount you can deposit into your ph65 account;
• Session Time Reminders: Receive notifications after a specified period of continuous play;
• Cooling-Off Periods: Temporarily suspend your account for a period of your choosing;
• Self-Exclusion: Permanently exclude yourself from ph65. Self-exclusion requests are processed within 24 hours and cannot be reversed for a minimum period of six (6) months.

To activate any responsible gaming tool, contact the ph65 support team via live chat. ph65 will process all responsible gaming requests promptly and without requiring justification from the User.

ph65 strictly enforces the 21+ age requirement and actively works to prevent underage access through its registration and verification processes. If you are concerned about a minor accessing ph65, please contact our support team immediately.

All content on the ph65 Platform, including but not limited to text, graphics, logos, icons, images, audio clips, game software, and the overall design and layout of the Platform ("Content"), is the property of ph65 or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for your personal, non-commercial gaming purposes only. This licence does not permit you to:

• Copy, reproduce, distribute, or publicly display any Content without ph65's prior written consent;
• Modify, adapt, translate, or create derivative works based on any Content;
• Reverse engineer, decompile, or disassemble any software forming part of the Platform;
• Use any Content for commercial purposes or in connection with any third-party product or service.

Any unauthorised use of ph65 Content may constitute an infringement of ph65's intellectual property rights and may give rise to legal action.

To the fullest extent permitted by applicable law, ph65 and its officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Platform, including but not limited to:

• Loss of winnings or anticipated profits;
• Loss of data or account information;
• Interruption or unavailability of the Platform due to technical issues, maintenance, or circumstances beyond ph65's reasonable control;
• Unauthorised access to your account resulting from your failure to maintain the security of your login credentials;
• Any reliance placed on information published on the Platform.

ph65's total aggregate liability to you for any claim arising out of or in connection with these Terms or your use of the Platform shall not exceed the total amount deposited by you into your ph65 account in the thirty (30) days immediately preceding the event giving rise to the claim.

Nothing in these Terms shall exclude or limit ph65's liability for death or personal injury caused by ph65's negligence, fraud, or any other liability that cannot be excluded or limited under applicable Philippine law.

ph65 collects, processes, and stores your personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.

ph65 processes personal data in compliance with the Data Privacy Act of 2012 (Republic Act No. 10173) of the Philippines. Your personal data will not be sold to third parties. ph65 may share your data with payment processors, identity verification providers, and regulatory authorities as required by law or as necessary to operate the Platform.

For full details on how ph65 handles your personal data, your rights as a data subject, and how to exercise those rights, please refer to the ph65 Privacy Policy.

ph65 reserves the right to amend, update, or replace these Terms at any time. When material changes are made, ph65 will notify registered Users by posting a notice on the Platform and updating the "Last Updated" date at the top of this page. In some cases, ph65 may also notify Users via the email address associated with their account.

Your continued use of the Platform following the publication of amended Terms constitutes your acceptance of those changes. If you do not agree with any amended Terms, you must cease using the Platform and may request closure of your account by contacting ph65 support.

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the Republic of the Philippines.

Any dispute arising out of or in connection with these Terms that cannot be resolved through good-faith negotiation between the parties shall be submitted to the exclusive jurisdiction of the competent courts of the Philippines.

ph65 operates within the regulatory framework established by the Philippine Amusement and Gaming Corporation (PAGCOR) for online gaming in the Philippines. Nothing in these Terms shall be construed to limit the jurisdiction or authority of PAGCOR or any other competent Philippine regulatory authority.

If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the ph65 support team. Our support team is available 24 hours a day, 7 days a week via live chat on the Platform.

You may also reach ph65 by email. Our support email address is: [email protected]

ph65 aims to respond to all written enquiries within two (2) business days. For urgent account-related matters, live chat is the fastest way to reach our support team.